What are the types of employee benefits your company should offer?
- Financial support benefits
- Health and wellness benefits
- Flexible work arrangements
- Learning and development opportunities
- Retirement and savings plans
Overview
- From health and wellness programs to financial assistance and retirement plans, the employee benefits company should offer can significantly impact productivity, retention, and workplace morale.
- These benefits show your team that you care about their well-being and future, encouraging them to stay engaged and motivated while reducing stress that can affect performance.
- With UNO Bank’s corporate loan, you can help build a resilient, high-performing team that supports your company’s long-term growth.
Employee benefits are more than just perks. Think of these as strategic investments that directly impact productivity, retention, and overall employee satisfaction. This investment approach is crucial because workplaces are evolving, and so are employee expectations. In a competitive talent landscape, HR managers and company leaders must go beyond the basic benefits to attract and retain top performers.
The key is to build a well-structured benefits package that reflects a company’s values and long-term commitment to its people. From employee loans to flexible work arrangements, the employee benefits a company should offer need to support both professional and personal well-being. This makes it essential to review and enhance your offerings regularly.
In this article, we’ll explore the key types of employee benefits you need to create a thriving, future-ready workforce.
Financial Support Benefits
Financial stress is one of the top distractions at work, and when employees are constantly worried about money, it impacts their productivity and overall well-being. Therefore, offering financial support benefits is a smart move for corporate leaders who want to build a resilient and high-performing workforce. By helping ease these burdens, HR managers and decision-makers can create a more focused and engaged team.
Options like emergency loans, salary advances, savings programs, and financial wellness training show that your company cares about employees beyond the paycheck. These offerings not only boost morale but also contribute to stronger retention and loyalty. For leadership, it’s a strategic way to invest in your people and see lasting returns in performance and culture.
Health and Wellness Benefits
With 70% of Gen Zs and 63% of millennials in the Philippines reporting burnout—well above the global average—health and wellness benefits are now a business imperative. These aren’t just nice-to-have perks; they’re essential tools for managing stress, preventing absenteeism, and sustaining productivity.
Key offerings like HMO coverage, mental health support, gym subsidies, wellness programs, and telemedicine show your company’s commitment to holistic care. Additionally, investing in wellness directly supports retention, boosts morale, and positions your brand as a forward-thinking employer of choice.
Flexible Work Arrangements
Many decision-makers remain hesitant about offering flexible work setups, concerned about accountability and output. But with today’s digital infrastructure—virtual meeting platforms, project management tools, and cloud-based systems—flexibility no longer compromises performance. Instead, it unlocks productivity by allowing employees to work smarter, not longer.
Options like remote work and flexible hours can address chronic issues like burnout, high absenteeism, and long daily commutes, especially in urban areas like Metro Manila. For roles that demand off-hours coverage or caregiving accommodations, flexibility is a strategic tool. Forward-thinking leaders who embrace flexible work are more likely to retain top talent, improve team focus, and position their company as resilient and future-ready.
Learning and Development Opportunities
Investing in employee growth is a strategic move that builds a stronger, more adaptable workforce. Whether it’s upskilling a junior analyst through online courses, helping a mid-level manager earn a professional certification, or offering leadership training to prepare senior staff for executive roles, learning and development meets people where they are. These opportunities empower employees to evolve alongside your business needs.
For decision-makers, the payoff is clear: higher engagement, improved performance, and greater internal mobility. You can implement this through in-house workshops, cross-functional training, mentorship programs, or learning platforms with personalized paths. This doesn’t just close today’s skills gaps. It can be just what you need to build a talent pipeline that secures your company’s long-term success.
Retirement and Savings Plans
Your employees dedicate years of hard work and loyalty to your company, and helping them prepare for retirement is one of the best ways to show you value their contributions. Offering retirement and savings plans gives your team a clear path toward financial security, allowing them to set aside a portion of their income regularly while benefiting from potential employer contributions or matching schemes.
These plans may include provident funds, pension plans, or retirement savings accounts that help employees build wealth steadily for their future. Providing structured retirement and savings plans is not just a benefit; it is a strategy that strengthens retention and builds trust within your workforce. It shows your employees that you are invested in their long-term well-being, which can boost morale and improve loyalty.
Can UNO Bank Provide You With Employee Benefits?
Now that we’ve covered the key types of benefits, you might be wondering how to implement financial support programs specifically. UNO Bank can help enhance your employee benefits program through UNO@Work.
Here, we offer UNO@Work, a fully digital Corporate Payroll and Employee Loan Program (CELP) designed to support both your business and your people. With this program, your employees can access loans ranging from ₱10,000 to ₱200,000, with flexible repayment terms of 6 to 36 months and a fixed monthly interest rate of just 1.79%.
No collateral, co-maker, or company guarantee is required, and funds are typically disbursed within 1 to 2 business days—perfect for managing personal emergencies, education costs, or family expenses. By offering UNO@Work, you show employees that their financial well-being matters, helping them feel secure, valued, and more focused at work.
Key Takeaway
Choosing the right employee benefits your company should offer is essential for building a workplace that values people while driving your business forward. From health insurance and retirement plans to financial programs, these benefits show your team that you care about their well-being and future, which in turn helps foster loyalty, reduce turnover, and improve productivity within your organization.
At UNO Bank, we’re ready to help you take the next step in supporting your team’s financial well-being. Let’s work together to provide meaningful, flexible benefits that empower your people and strengthen your business. Contact us today to explore how UNO@Work can support your goals.
