Save & Grow 1% Bonus Campaign
Promo Period: June 1 – July 31, 2026
Terms and Conditions apply
Frequently Asked Questions
It’s a limited-time promo that gives you an extra 1% interest on top of your regular savings rate when you grow your #UNOready or #UNOready@GCash balance by at least ₱1,000 in a given month.
June 1 to July 31, 2026. Each month is evaluated separately — you can qualify for June, July, or both.
The promo is open to customers who:
- Have an active #UNOready or #UNOready@GCash account opened on or before June 1, 2026
- Have a registered mobile number and email address with UNO Digital Bank
- Have provided valid marketing consent to receive promotional communications
Note: Customers who are part of the targeted segment specifically must have an account opened on or before May 15, 2026, with an Active or Approved account status.
You won’t be eligible. The promo is only open to accounts opened on or before June 1, 2026.
Two things need to happen in the same month:
- Deposit at least ₱1,000 from an external bank or e-wallet (via InstaPay or PESONet) into your #UNOready or #UNOready@GCash account during the promo month.
- Your end-of-month Average Daily Balance (ADB) must be at least ₱1,000 higher than the previous month’s ADB.
Both conditions must be met. A deposit alone isn’t enough if your overall balance didn’t grow.
Only money coming in from outside UNO — through InstaPay or PESONet. This includes transfers from other banks (BPI, BDO, etc.) and e-wallets (Maya, GCash, etc.).
- Transfers from your existing UNO accounts
- Interest credited to your savings account
- Time Deposit maturity proceeds
- Loan disbursements credited to your account
- Reversed, returned, or disputed transactions
You won’t qualify. The 1% bonus requires your end-of-month ADB to be at least ₱1,000 higher than last month’s — a single deposit doesn’t automatically qualify you if withdrawals brought your balance down.
The 1% applies to your qualifying Fresh Funds amount — the difference between your current month ADB and your previous month ADB, up to a maximum of ₱50,000.
Example: If your ADB last month was ₱10,000 and this month it’s ₱11,000, the 1% applies to ₱1,000 in Fresh Funds.
Previous Month ADB | Current Month ADB | ADB Increase | Bonus Applied To |
|---|---|---|---|
₱0 | ₱1,000 | ₱1,000 | ₱1,000 |
₱1,000 | ₱3,000 | ₱2,000 | ₱2,000 |
₱10,000 | ₱11,000 | ₱1,000 | ₱1,000 |
₱0 | ₱70,000 | ₱70,000 | ₱50,000 (capped) |
₱5,000 | ₱4,500 | -₱500 | Not eligible |
₱45,000 | ₱45,500 | ₱500 | Not eligible (below ₱1,000 threshold) |
Yes. The 1% bonus applies to a maximum of ₱50,000 in Fresh Funds per customer for the entire promo period. Any amount above ₱50,000 won’t earn the additional 1%.
Yes. The bonus interest is subject to the standard final withholding tax, the same as regular interest earnings.
The bonus is credited directly to your active #UNOready or #UNOready@GCash account within 15 working days after each qualifying month:
Cut-off Month | Bonus Credited On or Before |
|---|---|
June 2026 | July 21, 2026 |
July 2026 | August 21, 2026 |
Yes. Each month is evaluated independently. If you meet the requirements in both months, you receive the bonus for both.
Yes, unless a specific promo states otherwise.
File your dispute within 60 calendar days from the scheduled reward date. UNO’s decision, with DTI concurrence, is final.
For further inquiries, contact our Customer Happiness Specialists:
Phone: +632 8811 8866 or +63 919 0599866 (6AM–10PM, 7 days a week)
In-App: Via the UNO In-App Message
Fraud concerns: 24/7 fraud hotline
UNObank, Inc. is a member of PDIC. Deposits are insured by PDIC up to ₱1 million per depositor.
See also: Save & Grow 1% Bonus Campaign Terms and Conditions
